Take advantage of lower interest rates!! This beautiful 3-bedroom, 2-bath residence offers the perfect blend of flexibility and comfort, all set against a breathtaking backdrop of panoramic views and San Francisco cityscape. The main floor living area offers a gorgeous updated eat in kitchen with new gas stove, and features dual pane light and bright windows for lots of natural light and sunshine! Upgraded flooring throughout the main floor with a living room and cozy fireplace, dining area with picture window views and 2 bedrooms and 1 updated bath. Downstairs (with optional separate entrance) offers hardwood floors, an additional room with walk-in closet, bathroom with tile shower, and bonus area for office or extra storage with kitchenette! Both floors offer washer/dryer hookups! This flexible easy access layout provides options and is ideal for multi-generational families, guests, or even potential rental income. Fresh paint inside and out! New back porch for relaxing or dining overlooking the huge backyard with endless possibilities! Plenty of off-street parking! Contact us today to schedule a viewing and discover how this house can become your perfect home! Owner Financing Available!